Prevent Foreclosure ▪ Attorneys in Orlando and Tampa
The moment you file for bankruptcy, the clock essentially stops on your debt. Even if you are in a foreclosure proceeding, everything gets put on hold (automatic stay), including a pending sale. You cannot be removed from your home while the bankruptcy proceeding is active.
We offer initial consultations at no charge. Call (800) 492-4352, Orlando Office (407) 347-6656 or Tampa Office (813) 489-5109 or e-mail our office. Ask us questions about bankruptcy by phone, online or in one of our offices throughout central Florida.
Most People Who File Bankruptcy Keep Their Home
You may be able to keep your home as long as you are up to date in your payments and continue to pay what you owe to the mortgage company. After bankruptcy, it is important for you to keep up with your payments, or the automatic stay can be vacated and you can be foreclosed upon.
Lien Removal
If there has been a lien against your home because of a legal action or because of a tax debt, you may possibly have that lien removed by filing for either a Chapter 7 or Chapter 13 bankruptcy. An experienced foreclosure lawyer at Bankruptcy Law Group, P.A. can take a comprehensive look at your financial situation and explain your options.
Can I sell my home? There is a lien on it.
It becomes difficult to sell your home until the lien situation is resolved. We can help you by seeking to cancel the lien (motion to void a judgment).
Differences in Chapter 7 and Chapter 13 Bankruptcy Regarding Liens
If you qualify for a Chapter 7 bankruptcy, a void a judgment lien discharges the debt. If you qualify for a Chapter 13 bankruptcy, you will still be responsible for some percentage of the debt as determined by what is affordable going forward.
Get Your Foreclosure Questions Answered Now
- (800) 492-4352, Orlando Office (407) 347-6656 or Tampa Office (813) 489-5109
- E-Mail Us
- Free Initial Consultations
- Weekdays, Evenings and Weekends
- Spanish Services
